http://loans-online-resource.com/how-to-refinance-when-you-have-lost-home-equity.php Guide to loans, financing, mortgages, credit rebuilding Tue, 20 Sep 2011 18:11:26 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://loans-online-resource.com/how-to-refinance-when-you-have-lost-home-equity.php/comment-page-1#comment-511 Dan Lewandowski Sun, 20 Dec 2009 14:20:46 +0000 http://loans-online-resource.com/?p=166#comment-511 My Mortgage Servicer is HSBS which has closed all of its branches.....They remain intact to service exsisiting loans....I have lost approx. $60,000 in equity....They have me at a 10% interest rate and will not budge....They state they will take no part in any of the governments recommendations for help with home owners...They will not modify my mortgage and since thier branches are closed I can't even apply for a re-fi with them....No other banks would even consider me with the loss of equity...Is there any hope in the future...I like H.R. 4173 which passed thru the House....What I have been reading I don't think it can pass thru the senate...The banking lobbist are just to powerful. My Mortgage Servicer is HSBS which has closed all of its branches…..They remain intact to service exsisiting loans….I have lost approx. $60,000 in equity….They have me at a 10% interest rate and will not budge….They state they will take no part in any of the governments recommendations for help with home owners…They will not modify my mortgage and since thier branches are closed I can’t even apply for a re-fi with them….No other banks would even consider me with the loss of equity…Is there any hope in the future…I like H.R. 4173 which passed thru the House….What I have been reading I don’t think it can pass thru the senate…The banking lobbist are just to powerful.

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