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	<title>Comments on: Mortgage Refinance: Obama&#8217;s &#8220;Making Home Affordable Program&#8221;</title>
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	<link>http://loans-online-resource.com/mortgage-refinance-obamas-making-home-affordable-program.php</link>
	<description>Guide to loans, financing, mortgages, credit rebuilding</description>
	<lastBuildDate>Tue, 20 Sep 2011 18:11:26 +0000</lastBuildDate>
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		<title>By: HomeRefinancing</title>
		<link>http://loans-online-resource.com/mortgage-refinance-obamas-making-home-affordable-program.php/comment-page-1#comment-536</link>
		<dc:creator>HomeRefinancing</dc:creator>
		<pubDate>Fri, 13 May 2011 16:00:50 +0000</pubDate>
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		<description>Great post! Before deciding to get a mortgage refinance loan, one should carefully consider all of the reasons to refinance to see if it makes sense... Thanks for sharing!</description>
		<content:encoded><![CDATA[<p>Great post! Before deciding to get a mortgage refinance loan, one should carefully consider all of the reasons to refinance to see if it makes sense&#8230; Thanks for sharing!</p>
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		<title>By: Joe</title>
		<link>http://loans-online-resource.com/mortgage-refinance-obamas-making-home-affordable-program.php/comment-page-1#comment-381</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Wed, 24 Jun 2009 17:14:10 +0000</pubDate>
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		<description>Talk about impossible. I started my refinance on 04/08/09 with Wells Fargo who services my existing Mortgage. I qualified for the HARP fany mae refi.
I was approved may 1st, But because I have a second mortgage with CitiMortgage I need to have it subordinated. The subordinATION WAS SUBMITTED 5/29. When you contact Citi to check progress they tell you it could take 75 calendar days due to back log. How can anyone expect to close when you cant roll your second into the new Harp program and worse is how can CITI get away with this. Most loan rates are locked for 30 to 60 days. It makes it impossible. Someone really needs to oversee these things and have statue of limitations. Right now I&#039;m in Limbo. Wells Fargo has extended the rate lock, but how long is unclear. I wish i had some recourse with CITI.</description>
		<content:encoded><![CDATA[<p>Talk about impossible. I started my refinance on 04/08/09 with Wells Fargo who services my existing Mortgage. I qualified for the HARP fany mae refi.<br />
I was approved may 1st, But because I have a second mortgage with CitiMortgage I need to have it subordinated. The subordinATION WAS SUBMITTED 5/29. When you contact Citi to check progress they tell you it could take 75 calendar days due to back log. How can anyone expect to close when you cant roll your second into the new Harp program and worse is how can CITI get away with this. Most loan rates are locked for 30 to 60 days. It makes it impossible. Someone really needs to oversee these things and have statue of limitations. Right now I&#8217;m in Limbo. Wells Fargo has extended the rate lock, but how long is unclear. I wish i had some recourse with CITI.</p>
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